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12. April 2008 by admin.
“Risk cannot be eliminated, but it can be managed”
After completed my business conference, I would like to outline a few points of new type of insurance policy provided by Citigroup.
Traditional insurance policies do not include such benefits. In the the case of investments provided by Citigroup, principle protection, which is offering the market value or higher, is offered. A step-up is also given, which gives the highest value on every anniversary, although the highest value depends if the market goes up or down.
Automatic rebalancing offers solutions if the market screws up and one market you invested little in does unexpectedly better than the one you invested the most in. Rebalancing fixes the available funds and investments, and maintains the integrity of the investment portfolio.
Reallocation is a service provided to change stocks, with virtually an unlimited number of times, without going through a middleman, which incurs fees and taxes.
Speaking of the market, people remember the market lows (interest rates), when the economy is down at its worst nadir.
The lows seem to make the average interest rate over a hundred years much lower, but in truth, long-term growth is inevitable. What financial experts do for the common folk, is to have a share in that wealth.
The best investment options (1926-2006) are as follows:
Source: 2007 Morningstar, Inc.
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